Okay, so here begins a new day... I am going to post a blog. (Shelly, this was all your idea, so if it stinks, let me know, and I will go outside and bury myself in that weed garden.)
Today, we are going to the dentist, and I am thinking (as I fill out the paperwork they were nice enough to mail to me in advance of our first apoointment) about insurance. These days, people feel scared if they do not have insurance. And there are so many kinds of insurance to have!!
There is insurance for automobiles, uninsured drivers (yes, you have insurance that covers you if someone who DOESN'T have insurance hits your car - but, isn't auto insurance mandated by our state... do NOT get me started!)... umm, okay, where was I? Oh, there is also insurance for rental property or homeowners (but if you live in a flood plane, you need additional insurance for floods), boat owners, and business owners have all sorts of insurances. THEN, we have health insurance... just in case something big and bad happens. We also have vision insurance, dental insurance, and prescription drug insurance plans. Let's not forget life insurance, short-term disability insurance, and long-term disability insurance.
I think I heard recently from some company trying to sell me IDENTITY THEFT insurance. So.... if you are shelling out dollars upon dollars each month for all these insurance plans that protect you from life's "what ifs," you almost have to ask yourself... am I really saving money???
The answer is simple. Most people in the prime of their lives with normal seasonal illnesses and no major surgeries are spending money on peace of mind. The select few who are actually saving money by having all these insurances have enough to worry about with all their issues... and those people should give a great "THANK YOU" to the rest of the world - since people who do not need their insurances this year actually saved them money by offsetting the insurance company's risk and expenses.
Well, that is my "thought for the day" - yes, I usually only have one thought each day. :-)
Gotta go pay my insurance premiums...
Angie
Did anyone watch the weather for Middle Tennessee today? No? Well, let me tell you about our field trip to the zoo! We arrived to discover that almost every other school group of pre-kindergarten through second grade children decided to go to the zoo today! Our first view of the zoo was of the PACKED parking lot, to the side of which we saw two things: more than a dozen big, yellow school buses; and so many groups of children gathering before the entrance that the entryway was concealed from view! After delving into the fray, we parked our minivan and headed up to find our group. (Let me interject here that my children and I had created matching shirts to help us stay together and identify each other should we become lost. This was more wise than even we knew when we decided to make them! Luckily, no other school group had quite our shade of sunshine yellow, so we were good to go!!) Okay, into the zoo we go! The kids are excited! The animals are awesome! And, the rain is begin
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